Smallloans.com.au are Australia’s leading online small cash loan lending specialists that offer a range of small, short-term loans to people from all walks of life. If you need a bit of extra money to bridge the gap between now and payday or an unexpected expense like a bill or repair job has hit you hard and fast, a small cash loan can help.
What is a small cash loan?
A small cash loan, also known as a cash advance is a small, secured short-term loan for amounts ranging from $2100 to $4600. These loans are paid back over a shorter time period than a car loan or a personal loan. Small cash loans help people who are having difficulties such as raising enough money to pay for a rental bond, pay for crucial home or car repairs and other unexpected but urgent expenses.
How do I apply?
You can apply using our easy online application form. Fill out your details and you could get approval within minutes! Once approved, you may usually see the money in your account within 24 hours. Please note that you will need a car as security that has no money owing or uncumbrances.
What if I have bad credit?
Smallloans.com.au doesn’t punish people for having bad credit. We try to work hard to help people out of financial strife quickly and conveniently as possible. People with bad credit may have limits on what they can borrow, but our online application system will make all the necessary checks on your credit history. We aren’t like the banks or other lenders, saying “yes” when others will turn you away.
What if I’m unemployed or receiving government benefits?
Smallloans.com.au short term cash loan lender assesses each applicant’s suitability to these sorts of financial arrangements using our data collection services. The online application process may find people without suitable income are not eligible for these types of small loans.
I bet there are all sorts of hidden fees and charges!
No – Smallloans.com.au is up front with each and every applicant for small loans so they know exactly what their obligations are. You are given a schedule of fees, competitive interest rates and charges without any fine print. You can also call one of our lender operators to help you decide whether a small loan is right for you.
We strictly follow industry best responsible lending practice and the relevant lending legislation. We are licenced by the Australian Securities and Investments Commission to provide credit services and are bound by its rules and regulations in every state and territory of Australia.
How do I know my information is secure?
All your information is stored on our Comodo 256-bit SSL servers providing top military-grade security. We put your personal privacy and safety first.
Can I apply for more than one loan at a time?
Yes. Smallloans.com.au is a responsible lender and only attempt to help people out of financial trouble, not cause more financial distress. It is recommended you pay off your small loan before applying for other financial products.
If you need a small, short-term loan, apply now! Our approvals are lightning fast and you could have your money in as little as 60 minutes!