Small Loans Online

Apply for your next small loan online with Smallloans.com.au

If you need a small cash loan fast, look no further than Smallloans.com.au and our 100% secure online application system. It’s easy to use, hassle-free and approvals come within minutes. Select the amount you need to cover your urgent expenses or other financial shortfalls and you could have the money in your account within 24 hours! It’s why so many Australians turn to Smallloans.com.au for their small short-term cash loan needs. APPLY HERE

What is a small loan?

A small loan, also known as a cash advance or a payday loan is a small, short-term unsecured loan. These small loans may range from as little as $50 up to $5000. These loans are paid back in shorter time frames than other larger loans such as personal loans and car loans which are paid back over many years.

Do these loans come with sky-high interest rates?

Small short-term loans do incur higher interest rates than mainstream “conforming” loan products such as home loans and car loans. At Smallloans.com.au, we source the most competitive small short-term loan interest rates and the most favourable terms.

How do online applications work?

Smallloans.com.au operates under strict responsible lending practices as part of their credit licence with the federal Australian Securities and Investments Commission.

We transmit your information to our secure data providers. This way we can accurately figure out your eligibility for short-term small cash loans without having to spot check your identification. This also allows our lenders to process your loan faster, and you could have your cash advance in your account within 24-48 hours.

Is my personal information safe?

Absolutely. We use state of the art Comodo 256-bit SSL secure servers to transmit your information to our data providers and financial institutions. To give an example of how secure 256-bit security is, it would take 3.31 x 10^56 years for a hacker to crack a password or string of encrypted information – that’s 331 followed by 59 zeros!

How much can I borrow?

Smallloans.com.au places a $600 limit on first time small cash loan borrowers. After your first loan has been paid off successfully, we raise that cap with an upper limit of $5000.

What if I’m confused? Can I talk to someone?

Yes, you can contact one of your friendly lender operators using the contact information on the secure lender page.

What if I have bad credit?

Smallloans.com.au lends to people who have a bad credit history and are having trouble finding short term small finance options. We assess each individual case to see whether a small loan product can be paid off with the means they have available. In some cases, our lenders may determine a small loan product is not right for them.

Smallloans.com.au is a responsible lender and is not in the business of ruining people’s financial situations. We are in the business of giving people a helping hand and a small stepping stone to improve their credit history.

Will I get hit with hidden fees and charges?

No. Smallloans.com.au gives our customers all the information about their loan including the interest rate, terms, fees and charges all up front. There is no fine print at Smallloans.com.au. You’ll know exactly what you’ll be paying before you apply for your small loan.

Where can I apply?

Click here to be taken to our secure application gateway. Application forms can be filled out and approved within minutes, and your money will be on your way and could arrive within 24 hours! If you need a small loan fast, what are you waiting for? Apply now!