student loans

student loans

Can students get a small loan?

Are you a student and need small, short-term cash loans? Chances are you’ve been refused by many of the mainstream loan or small cash advance lenders out there. Don’t panic – Smallloans.com.au will allow a student to apply for a small loan. Where other lenders say no, our online approval system says “yes!” with one of the highest approval rates around 🙂

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How much can I borrow?

You can borrow $2100-$5000.

How long does approval take?

All student loans and applications are tracked by our partners student small loans lender. Applications are usually approved within minutes, and you could have your small loan in your bank account within 1 hour!.

What’s the catch?

Smallloans.com.au is an honest and accountable business and we explain what’s involved with each and every product we offer so you can make an informed decision. All our terms, fees, charges and interest rates are shown to you up front. If you are ever confused at any stage of your application process, you can call one of our team members to clarify any points you’re having trouble with.

Does that mean I’ll be paying huge interest rates?

Smallloans.com.au doesn’t believe in trapping people with exorbitant interest rates. As with all student loans, the interest rates you’ll end up paying are usually higher than mainstream interest rates. We aim to give every student the most competitive interest rates on the market regardless of whether they are studying or their credit rating is poor.

Is approval guaranteed?

www.Smallloans.com.au tries its best to give every student that is studying a chance to gain small loan finance. We take individual financial situations into account before lending any funds as part of our strict and responsible lending practices. In some cases, we may not lend out the amounts requested and only offer a smaller amount that does not burden the borrower.

Why does Smallloans.com.au lend to students? Isn’t that risky?

Other lenders tend to refuse lending to people that are studying because they believe there is a higher likelihood of not getting paid back. Even if you have been taking steps to improve your chances of employment, it may not be enough for banks and other lenders to satisfy their tough lending criteria.

Smallloans.com.au aims to help people out of bad finances, not put them into deeper financial strife. We believe in second chances, although we do put limits on what people with bad credit can borrow. By taking out loans such as these and paying them back on time and in full can actually help improve your credit history in the long run.

Where do I apply?

If you are student and need small, short-term loans fast, click here to be taken to our student small loans lender page. All applications are protected by 256-bit SSL security 🙂