What is a debit card?
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What is a debit card?

Finance explained: what is a debit card? The amount of plastic cards in our wallets and purses seems to go up and up over the years. In the wake of new technology such as PayPass or PayWave, its easier than ever before to make purchases on credit. But with credit comes credit card interest rates...

Making and sticking to financial New Year’s resolutions
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Making and sticking to financial New Year’s resolutions

Making and sticking to financial New Year’s resolutions Happy New Year! We hope you had a rest over the Christmas/New Year break. One thing that probably didn’t was your wallet. Christmas time can really give your finances a hiding. Buying presents for your family and friends, all the extra food you might need, going on...

Term deposits vs. High-interest bank accounts
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Term deposits vs. High-interest bank accounts

Term deposits vs. High-interest bank accounts You may have noticed a lot of advertising, especially in the last few years, around high-interest bank accounts. These are bank accounts that reward people with a higher-than-average interest rate on their deposits if they meet certain conditions. In some circles, they’re becoming more sought-after than “traditional” higher-yield term...

Loan ID and document checklist
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Loan ID and document checklist

Loan ID and document checklist If you’re looking for a big loan, like a mortgage or a car loan, you will need a lot of documentation when you apply. Some loans such as low doc or no doc loans are available, but these are reserved for special cases. Read our blog on those types of...

Stack method? What is the snowball method?
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Stack method? What is the snowball method?

Finance explained: What is the stack method? What is the snowball method? All of us have some kind of debt to pay back. It could be a mortgage, personal loan debt, car loan debt, student debt or credit card debt. According to the Australian Bureau of Statistics, 70% of all Australians have some kind of...

Paying off your mortgage sooner
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Paying off your mortgage sooner

Tips: Paying off your mortgage sooner The Great Australian dream is to own your own home. Some house prices are at ecord highs and seeming to stay that way. It’s much harder for a lot of Australian families, particularly younger families to save on home loans. Taking on a mortgage is a big life decision....

Small cash loans vs credit card cash advances
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Small cash loans vs credit card cash advances

You may be one of the 14 million Australians with a credit card out there. You may use it here and there for something indulgent or when you’re a bit short on cash and need to buy groceries or supplies. Many people don’t know it, but credit cards can be used to take out small...

Zero Percent Finance
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Zero Percent Finance

Myths vs. Facts – Zero percent finance If you’ve ever been near a TV, you’ve probably seen the car or vehicle dealer commercials touting “zero percent finance” or “0% interest rates” or something similar to that. Smallloans.com.au has been in the small cash loan and general finance market a long time. If it’s too good...

What is Comparison Rate
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What is Comparison Rate

Finance explained: What is a comparison rate? If you’re looking for finance or loans you have probably come across this term: comparison rate. It comes up for personal loans, car loans, mortgages and in some cases small cash loans or payday advances. It looks like an interest rate, behaves like an interest rate but it...

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