Tools to help get your finances on track
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Tools to help get your finances on track

Tools to help get your finances on track – and they’re free The team at Smallloans.com.au want all our customers to be in the best financial health they can. If that’s one of your goals, It’s safe to say you’ll want to bookmark this blog post and refer back to it time and again. If...

What is a recession?
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What is a recession?

Finance explained: what is a recession? Many of you may be following the news about the G20 in Brisbane. Some of the reports centred on Japan and its economy. Its bad news for people in Japan, as their economy is now in recession. The word “recession” has been on people’s minds since about 2007, when...

What is an overdraft?
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What is an overdraft?

Finance explained: What is an overdraft? Many of us have smartphones and use them to track our banking. The big four Australian banks all have apps for Apple and Android, and many of the smaller banks and credit unions are starting to offer them as well. Occasionally, you might get notifications about offers through your...

What is a debit card?
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What is a debit card?

Finance explained: what is a debit card? The amount of plastic cards in our wallets and purses seems to go up and up over the years. In the wake of new technology such as PayPass or PayWave, its easier than ever before to make purchases on credit. But with credit comes credit card interest rates...

Term deposits vs. High-interest bank accounts
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Term deposits vs. High-interest bank accounts

Term deposits vs. High-interest bank accounts You may have noticed a lot of advertising, especially in the last few years, around high-interest bank accounts. These are bank accounts that reward people with a higher-than-average interest rate on their deposits if they meet certain conditions. In some circles, they’re becoming more sought-after than “traditional” higher-yield term...

Stack method? What is the snowball method?
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Stack method? What is the snowball method?

Finance explained: What is the stack method? What is the snowball method? All of us have some kind of debt to pay back. It could be a mortgage, personal loan debt, car loan debt, student debt or credit card debt. According to the Australian Bureau of Statistics, 70% of all Australians have some kind of...

unsecured small loans
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unsecured small loans

Small Unsecured Loans – what does that mean? If you are looking around for small cash loan products such as payday loans or cash advances, you may have come across this term: small unsecured loan. For those of us who aren’t bankers or work in finance, these terms can cause more than a little bit...

Posted by September 30, 2018September 24, 2018
Zero Percent Finance
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Zero Percent Finance

Myths vs. Facts – Zero percent finance If you’ve ever been near a TV, you’ve probably seen the car or vehicle dealer commercials touting “zero percent finance” or “0% interest rates” or something similar to that. Smallloans.com.au has been in the small cash loan and general finance market a long time. If it’s too good...

Posted by September 21, 2018September 20, 2018
What is Comparison Rate
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What is Comparison Rate

Finance explained: What is a comparison rate? If you’re looking for finance or loans you have probably come across this term: comparison rate. It comes up for personal loans, car loans, mortgages and in some cases small cash loans or payday advances. It looks like an interest rate, behaves like an interest rate but it...

Posted by September 19, 2018September 20, 2018
small personal loan bad credit
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small personal loan bad credit

Would you like a small personal loan but you have a bad credit rating? Do not despair, you have come to the right small loans partner! I Need a small loan but have bad credit? 🙁  Do you have bad credit history and need a small, short-term cash loan? Chances are you’ve been refused by...

Posted by September 13, 2018September 13, 2018
Car Title Loans
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Car Title Loans

Car title loans is a type of secured loan where borrowers can use their vehicle title as collateral. Borrowers who get title loans must allow a lender to place a lien on their car title, and temporarily surrender the hard copy of their vehicle title, in exchange for a loan amount. When the loan is...

student loans
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student loans

Can students get a small loan? Are you a student and need small, short-term cash loans? Chances are you’ve been refused by many of the mainstream loan or small cash advance lenders out there. Don’t panic – Smallloans.com.au will allow a student to apply for a small loan. Where other lenders say no, our online...